FAQs - People's Credit Services
- How is PCS different from other companies that pull credit?
- There are many companies that access consumer credit reports but most of them run a credit report with a credit score different than the score PCS accesses. PCS accesses the FICO credit score which is the score that most lenders use. In addition, we help you protect your most valuable asset, your identity!
- Is PCS a credit restoration company?
- NO! We are not in the business of disputing your credit with the credit bureaus in hopes of getting something deleted. Our main goal is to make sure the credit bureau's information on your credit reports is accurate. We are here to inform you of your rights under the Fair Credit Reporting Act and the Fair and Accurate Credit Transaction Act and to assist you with obtaining the highest FICO Score possible so that you can save money on your next financial transaction.
- What is PCS?
- PCS is a full service company providing solutions for both Credit and Identity Theft Protection. We don't believe in misleading our members with bait and switch tactics. We want you as a member for life and are here to provide you with the information and resources necessary to protect your credit and identity.
- What makes PCS different from other companies?
- Our Staff! Our senior management team has over 100 years combined experience dealing with consumer's credit, credit scores and the security of their identities. Our company is built on integrity and not false or misleading products and offers like many of our competitors. We have associated ourselves with the highest level affiliates in the industry to provide the best products and services this industry has to offer. Whether you use PCS or not, you will be much better informed for having spoken with us.
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