Credit Solutions

There are many companies that offer similar products as PCS but few if any provide the same value for your money. Most companies offer gimmicks to draw you in so you will commit to their services. PCS depends on your word of mouth referrals. We want each of our customers to get the best products and services available in this market and to feel that they have made an educated decision. Please call us if you require a greater explanation on anything that we sell.

3 Bureau Credit Reports, 3 FICO Scores

FICO® Credit Complete is your complete credit picture — all three FICO® scores and credit reports from Trans Union, Experian, and Equifax. Includes an explanation of the positive and negative factors affecting your score, plus access to the FICO® Score Simulator, which shows you how actions like paying off an existing account or opening new accounts may affect your FICO® scores.

Daily Credit Monitoring


The best early warning system available today is credit monitoring to signal potential fraudulent use of your credit. Daily credit alerts provide you with valuable information immediately so you are apprised of critical changes to your credit report. Your credit report will be monitored for the following:

  • Warning of new credit in your name
  • Warning of an attempt to change your address
  • Warning of any new credit inquiries
  • Other key changes.

Score Watch

Monitor your FICO® score
See your new FICO® score every time you get an alert of a change on your credit report. Find out when your FICO® score changes enough to impact the interest rate you would likely receive on a home mortgage, auto loan or home equity loan.

Timely credit alerts
Receive alerts via email or wireless text message when Score Watch detects important changes to your FICO® score or Equifax credit report.

  • Monitors your credit report at Equifax on a daily basis and your FICO® score on a weekly basis
  • Notifies you when you reach your target score or when you qualify for a better interest rate
  • Alerts you when unexpected changes to your credit report cause your FICO® score to drop
  • Provides two Equifax Score Power reports each year
 

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