Compare PCS Credit Solutions
You need not look very far to find someone professing to help you get better credit. Companies are popping up everywhere. What you probably don't know about these companies and their services could cost you dearly! This page will not only give you clear insight into our company but it will educate you on the many ways other companies providing similar products mislead their customers. DON'T FORGET TO READ THE FINE PRINT when comparing PCS to other companies. We believe the more knowledge you possess, the better decisions you are capable of making. We are available to answer all of your questions with a simple phone call.
| Products/Services | PCS | *Competitors | Comments |
|---|---|---|---|
| Credit Reports | Experian, Trans Union & Equifax | Experian, Trans Union & Equifax | Some companies may only offer one of the 3 bureaus |
| Credit Scores | All 3 FICO Scores | 1-3 Simulated Scores | Most companies utilize a simulated credit score other than the FICO score within their credit reports. PCS includes all 3 FICO Scores in thier reports. Remember, in order to determine your middle score your credit reports must include all three FICO scores. |
| Price | $47.85 | $29.95 - $49.95 | Most companies only include one score with their 3 credit reports which isn't even the FICO score |
| Free Credit Reports | Not offered | Several offered | Nothing is FREE! Read the fine print. You will always be required to subscribe to a monthly program. |
| Live Operator Consultations | Yes | No | Now that you bought your credit reports, who will explain them to you if you have questions? |
| Experienced Staff | Average 10 years in credit industry | ? | We have the most experienced staff available to consult with you on your credit questions |
| Membership Benefits | Yes | No | We offer several incredible money saving benefits to our members |
| Misleading Statements | No | Yes | Several companies have already been fined by the FTC for misleading consumers about Free Offers and using simulated scores |
| Live Customer Service | Yes | No | We are always here to assist you should you have questions before making a purchase |
| * Please note that although most companies follow these business practices, this comparison does not apply to all companies in the industry. We encourage you to read all of our competitor's fine print and contact customer service if you require additional clarification before making a purchase. | |||
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